AAOS MEMBER INSURANCE PROGRAM
pearlinsurance.com is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the pearlinsurance.com site and governs data collection and usage. By using the pearlinsurance.com site, you consent to the data practices described in this statement.
pearlinsurance.com collects personally identifiable information, such as your email address, name, home or work address, or telephone number. pearlinsurance.com also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites.
There is also information about your computer hardware and software that is automatically collected by pearlinsurance.com. This information can include: your IP address, browser type, domain names, access times, and referring website addresses. This information is used by pearlinsurance.com for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the pearlinsurance.com site.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through pearlinsurance.com public message boards, this information may be collected and used by others. Note: pearlinsurance.com does not read any of your private online communications.
pearlinsurance.com encourages you to review the privacy statements of Web sites you choose to link to from pearlinsurance.com so that you can understand how those Web sites collect, use, and share your information. pearlinsurance.com is not responsible for the privacy statements or other content on Web sites outside of the pearlinsurance.com and pearlinsurance.com family of Web sites.
pearlinsurance.com collects and uses your personal information to operate the pearlinsurance.com Web site and deliver the services you have requested. pearlinsurance.com also uses your personally identifiable information to inform you of other products or services available from pearlinsurance.com and its affiliates. pearlinsurance.com may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
pearlinsurance.com does not sell, rent, or lease its customer lists to third parties. pearlinsurance.com may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, pearlinsurance.com may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to pearlinsurance.com, and they are required to maintain the confidentiality of your information.
pearlinsurance.com does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
pearlinsurance.com keeps track of the Web sites and pages our customers visit within pearlinsurance.com, in order to determine what pearlinsurance.com services are the most popular. This data is used to deliver customized content and advertising within pearlinsurance.com to customers whose behavior indicates that they are interested in a particular subject area.
pearlinsurance.com Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on pearlinsurance.com or the site; (b) protect and defend the rights or property of pearlinsurance.com; and, (c) act under exigent circumstances to protect the personal safety of users of pearlinsurance.com, or the public.
The pearlinsurance.com Web site uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize pearlinsurance.com pages, or register with pearlinsurance.com site or services, a cookie helps pearlinsurance.com to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same pearlinsurance.com Web site, the information you previously provided can be retrieved, so you can easily use the pearlinsurance.com features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the pearlinsurance.com services or Web sites you visit.
Pearl insurances websites may use the following type of cookie:Analytics Cookies
- Pearl websites may use Google Analytics to analyze site traffic and optimize site performance
- Google Analytics places cookies on your device, including a ClientID that is recognized by some individual state consumer protection acts as a persistent identifier
- If in use, Pearl shares this information with Google (a third party) to track website traffic and performance
- If in use, a user of the site has the right to have their Google Analytics data deleted and the right to opt-out of using the analytics cookies
pearlinsurance.com secures your personal information from unauthorized access, use, or disclosure. pearlinsurance.com secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
pearlinsurance.com will occasionally update this Statement of Privacy to reflect company and customer feedback. pearlinsurance.com encourages you to periodically review this Statement to be informed of how pearlinsurance.com is protecting your information.
pearlinsurance.com welcomes your comments regarding this Statement of Privacy. If you believe that pearlinsurance.com has not adhered to this Statement, please contact pearlinsurance.com at email@example.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.